Are you passionate about creating an exceptional client
Discover your opportunity with Union Bank, a division of the
Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial
group in the world!
At Union Bank, we care about the details that matter most to our
clients. We have our clients’ best interest in mind, drawing on
more than 150 years of experience to understand their distinct
needs and tailor our solutions. We’re part of 150,000 colleagues
around the globe striving to be the world’s most trusted financial
group. Trust starts with a culture of putting people first and
empowering you to achieve your potential. Join Union Bank, where
being inspired is expected and creating results is rewarded.
We are currently experiencing tremendous growth and have several
positions available in Arizona, California, and Texas.
Candidates must reside in one of these 3 states to be considered
for a position.
The Underwriter is responsible for reviewing, analyzing, making
credit decisions and underwriting loans originated through Retail,
Wholesale, HELOC and/or Alternative Delivery Channel
Evaluating and manually underwriting loan packages
Validating data for loans approved by DU automated Underwriting
Reviewing loan approval conditions prior to funding a loan
Communicating with residential lending sales, brokers, customers
and operations staff regarding non-loan origination activities such
as loan decisions, conditions, scenarios, and underwriting
Individuals are knowledgeable in their area of expertise and are
fully capable of executing/completing the most complex transactions
and tasks. Identify and resolve problems in a timely fashion
following established guidelines. Refer more complex problems to
their supervisor or manager for resolution. Will be required to
obtain and maintain Lending Authority levels. Primary focus of role
is on day to-day deliverables, developing and delivering upon
subject expertise, and occasionally representing the department or
function at a broader level. Individuals at this level are expected
to use some independence of thought but refer more complex
transactions to other experts. May train, mentor and direct
day-to-day work of junior staff, but will not typically have formal
Incumbent will typically have more than 5 years’ recent Mortgage
Underwriting experience with a strong knowledge of the business and
general office skills.
The above statements are intended to describe the general nature
and level of work being performed. They are not intended to be
construed as an exhaustive list of all responsibilities duties and
skills required of personnel so classified.
We are proud to be an Equal Opportunity / Affirmative Action
Employer and committed to leveraging the diverse backgrounds,
perspectives, and experience of our workforce to create
opportunities for our colleagues and our business. We do not
discriminate in employment decisions on the basis of any protected
A conviction is not an absolute bar to employment. Factors such
as the age of the offense, evidence of rehabilitation, seriousness
of violation, and job relatedness are considered in all employment
decisions. Additionally, it's the bank's policy to only inquire
into a candidate's criminal history after an offer has been made.
Federal law prohibits banks from employing individuals who have
been convicted of, or received a pretrial diversion for, certain